“THE CALIBER OF YOUR FUTURE WILL BE DETERMINED BY THE CHOICES YOU MAKE TODAY ” — Anthony ONeal
Academics provide us with the quantum of knowledge. Life skills are linked to our day-to-day behavior and decision-taking abilities for success. Learning life skills are necessary for better quality of life regardless of our academic knowledge level.
Maintaining good financial health is one of the most important goals of life for everyone. Therefore, one needs to understand the value of money and have to acquire skills to manage money effectively!
TEACHING THE VALUE OF MONEY 
“Financial freedom is freedom from Fear” —Robert KiyoSaki
We need money not only for our needs but also for every aspect of life like education, health, relationships etc. Hence, in order to manage money wisely, financial education becomes an essential life skill for everyone to learn.
THE FINANCIAL EDUCATION JOURNEY : START EARLY!
“Take your risks now. As you grow older, you become more fearful and less flexible. And I mean that literally.” – Amy Poehler
We start educating, inculcating good habits and moral values in our children at an early age to make them a responsible citizen, we should also provide age-appropriate financial education to our children so that they can become self-reliant in money matters & grow up with the ability to make financial decisions with confidence.
“A big part of financial freedom is having your heart and mind free from worry about the what -ifs of life” —Suze Orman
Financial Literacy-What it means?
- Concepts of money
What is money? Money is not unlimited. To start financial literacy journey ,let your child trace the history of money and explore what money means to them.
- Needs & wants
“Too many people spend money they earned to buy things they don’t want …to impress people that they don’t like.”—will Rogers
Guiding and Monitoring spending behavior of your children teaches them to distinguish between needs and wants. Not everything is important to spend money on.
- Budgeting: creating a spending plan
Well designed Spending plans help children learn money management effectively. and they make smarter choices
- Saving money
Learning money management skills not only motivates children to save money but it also helps them to make better choices when it comes to spending money.
- How does money grow – Compounding, Banking and Investing
“The single biggest difference between financial success and financial failures is how will you manage your money. It’s simple : to master money you must manage money “—T harv Eker
- Vision & Financial Goals
Let your teen learn setting smart financial goals, creating a vision board and make them more determined and confident in to achieving goals.
“An Investment in the knowledge pays the best interest”- Benjamin Franklin
THE MONEY MANTRAS :FREE financial education Programs
Free Guide for Parents & Family
If you have questions like “How do I teach my child about saving?” or “What should I say when my kid asks me why we can’t afford something?” If so,then this program is for you!
1.Money Mantras equips parents with simple tools to teach their children about saving, spending, giving back and more to make money management learning journey of children more enjoyable.
2.Learning basics of personal finance through games, activities, and stories makes it easy for everyone involved!
3.Money management skill is important life skill for living. Debunk money beliefs and myths, and look at age-appropriate ways to start your children on their financial journey.
Join our FREE sessions for Parents Here
Financial literacy program for Children(8-12,13-15 & 16-18yrs)
Do you want your children to be financially literate? It’s never too early (or late) to get started on teaching your kids about money!
“An investment in knowledge pays the best interest.” -Benjamin Franklin
Children will be Introduced to the basics of money, finance and money management, distinction of needs vs wants, budgeting & spending plans, banking, compounding and creating goal-based vision boards.
Join our FREE sessions for Children Here…
Author ✍️
Beena Jayakrishnan (Money Coach)
Redyfine: Helping to create your own story of success and better life!!
That’s OSM